SB 145 Prohibits use of posted inquiries in calculating credit risk scores
Sponsor: Dougherty
LR Number: 0330S.01I Fiscal Note:
Committee: Small Business, Insurance & Industrial Relations
Last Action: 1/13/2005 - Second Read and Referred S Small Business, Insurance & Industrial Relations Committee Journal Page: S86
Title: Calendar Position:
Effective Date: August 28, 2005

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Current Bill Summary


SB 145 - This act prohibits a consumer reporting agency from determining the credit risk score of a resident of this state by the number of inquiries posted on a consumer's credit files. Any consumer who receives a credit risk score in violation of this act shall have the right to bring a civil action and seek injunctive relief. The Attorney General is also authorized to prosecute civil and criminal actions authorized by this section.

This act is identical to SB 991 (2004).

JIM ERTLE