SCS/SB 476 - This act provides that the Missouri Higher Education Loan Authority (MOHELA) shall protect financial information and trade secrets as required under federal and state law. MOHELA may also close certain records related to student loan servicing, even if other laws would typically require their disclosure. Such records may include details about contract performance, payments, and business communications related to loan servicing operations. However, this provision shall not apply to records requested by Missouri governmental entities. Additionally, the act requires MOHELA to file its annual financial report with the Joint Committee on Education, in addition to the Director of the Department of Higher Education and Workforce Development. OLIVIA SHANNON