SB 1385 - This act places an annual one dollar disaster mitigation fee on most residential and business insurance policies within the state. The fee shall be deposited into the Emergency Management, Preparedness, and Assistance Trust Fund established by this act. Funds appropriated from the trust fund shall be allocated to SEMA to be utilized for the implementation and administration of state and local emergency management programs, state relief assistance for non-federally declared emergencies, and programs for disaster education. The act allows for funds to be taken from the trust fund when federal funds are available to the state that require matching state funds. This act is exempt from the sunset provision found in Sections 23.280 to 23.298, RSMo. RICHARD MOORE