SB 28 - This act makes several changes to the requirements for motor vehicle financial responsibility (insurance).

REGISTRATION - Evidence of financial responsibility is required for vehicle registration, and notice must be made of this requirement in bold, colored print. The penalty for false affidavits must be made known. Registered and licensed commercial motor carriers are not subject to this registration requirement.

PENALTIES - People cancelling insurance must notify the Department of Revenue and file new evidence of insurance; the Department must notify us about this requirement at registration, and insurers must provide notice of this requirement when cancelling a liability policy. Reinstatement fees are reduced to $20. Two exceptions are made to the requirement for providing proof of insurance for a 3-year period.

GENERAL - Local governments shall not regulate more strictly than the state. Peace officers need not lawfully stop vehicles. Insurance requirements are applied to unregistered vehicles. The Department of Revenue is given 120 days for decisions after hearings. Uninsured motorist coverage is no longer required, but it must be offered by insurers.
MIKE HOEFERKAMP

SCA 1 - FAILURE TO HAVE FINANCIAL RESPONSIBILITY WHILE DRIVING IS MADE A CLASS C MISDEMEANOR. SCA 2 - CORRECTED AGENCY REFERENCE. SCA 3 - THE EXEMPTION FOR FAILURE TO HAVE FINANCIAL RESPONSIBILITY IS LIMITED TO 30 DAYS.