|SB 0151||Prohibits insurers from placing applicants in high-risk coverage categories based on no prior insurance coverage|
|LR Number:||0330S.05T||Fiscal Note:||0330-05|
|Committee:||Insurance and Housing|
|Last Action:||07/10/01 - Signed by Governor||Journal page:|
|Title:||CCS#2 HCS SCS SB 151|
|Effective Date:||August 28, 2001|
CCS#2/HCS/SCS/SB 151 - This act prohibits auto insurers from placing an applicant in a high-risk category or refusing to write a policy of insurance for an applicant simply because the applicant has never purchased a policy of motor vehicle insurance in violation of the financial responsibility laws in the past 12 months due to military service. In order to be covered by this act, the applicant must not have operated a motor vehicle in violation of the financial responsibility laws within 12 months of applying for insurance. An insurer, however, may place the applicant in a high-risk category if the applicant's driving record indicates he or she is a high risk. An insurer may require an applicant to provide proof of eligibility. Any insurer violating this act shall be guilty of an unfair trade practice.
This act is similar to SB 833 (2000).