SB 370 Prohibits homeowner insurers from cancelling or nonrenewing policies based upon claim inquiries
Sponsor: Dougherty Co-Sponsor(s)
LR Number: 1591S.01I Fiscal Note: 1591-01
Committee: Small Business, Insurance & Industrial Relations
Last Action: 2/22/2005 - Second Read and Referred S Small Business, Insurance & Industrial Relations Committee Journal Page: S269
Title: Calendar Position:
Effective Date: August 28, 2005

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Current Bill Summary


SB 370 - This act prohibits an insurer from increasing premium rates, cancelling a policy, or refusing to issue or renew a homeowner's insurance policy on the basis of a policyholder inquiring about making a claim, if such policyholder does not in fact submit a claim. The act further provides that the insurer shall not consider an inquiry into to the type or level of coverage as a claim. No insurer shall keep a record of such inquiries for the purpose of determining cancellations, renewals or nonrenewals. A violation of this act shall be deemed an unfair trade practice.

STEPHEN WITTE